Choosing the right credit card can be overwhelming, especially when you're looking for one that maximizes your rewards with a specific airline. For frequent JetBlue flyers, a co-branded credit card can unlock significant benefits, from free flights to priority boarding. This guide will delve into the best JetBlue credit cards available in 2024, helping you decide which one best suits your travel needs and spending habits.
JetBlue Credit Card Comparison: 2024
| Card | Key Benefits | Ideal For |
|---|---|---|
| JetBlue Card | 3X points on JetBlue purchases, 2X points at restaurants & grocery stores, 1X points on all other purchases, 50% off in-flight purchases, No Foreign Transaction Fees | Casual JetBlue flyers looking for a low-cost option with decent earning potential. |
| JetBlue Plus Card | 6X points on JetBlue purchases, 2X points at restaurants & grocery stores, 1X points on all other purchases, Free checked bag, 5,000 points annually after account anniversary, 10% points redemption bonus, No Foreign Transaction Fees, Mosaic status qualification spending | Frequent JetBlue flyers seeking enhanced benefits like free checked bags and bonus points. |
| JetBlue Business Card | 6X points on JetBlue purchases, 2X points at restaurants & office supply stores, 1X points on all other purchases, Free checked bag, 5,000 points annually after account anniversary, 10% points redemption bonus, No Foreign Transaction Fees, Mosaic status qualification spending | Business owners who frequently fly JetBlue and want to earn rewards on business expenses. |
| The Bilt Rewards Card | 1x points on rent payments (without transaction fees, up to 100,000 points per year), 3x points on dining, 2x points on travel, 1x points on all other purchases; Transfer points to JetBlue TrueBlue program; No annual fee | Renters who want to earn points on rent and transfer them to JetBlue. |
| Chase Sapphire Preferred Card | 5x points on travel purchased through Chase Ultimate Rewards, 3x points on dining, 3x points on online groceries, 3x points on select streaming services, 2x points on all other travel, 1x point on all other purchases; Transfer points to JetBlue TrueBlue program. | Travelers seeking flexible rewards and the ability to transfer points to JetBlue and other travel partners. |
| Chase Sapphire Reserve Card | 10x total points on hotels and car rentals purchased through Chase Ultimate Rewards, 5x total points on air travel purchased through Chase Ultimate Rewards, 3x points on dining and other travel worldwide; Transfer points to JetBlue TrueBlue program. | High-spending travelers who want premium benefits and the ability to transfer points to JetBlue and other travel partners. |
| American Express Membership Rewards Cards (e.g., Amex Gold, Amex Platinum) | Varies depending on the card; Transfer points to JetBlue TrueBlue program. | Users who want flexible rewards and the option to transfer points to JetBlue and other travel partners. |
| Capital One Venture X Rewards Credit Card | 10x miles on hotels and rental cars booked through Capital One Travel, 5x miles on flights booked through Capital One Travel, 2x miles on all other purchases; Transfer miles to JetBlue TrueBlue program. | Travelers seeking flexible rewards and the option to transfer miles to JetBlue and other travel partners. |
| Capital One Venture Rewards Credit Card | 5x miles on hotels and rental cars booked through Capital One Travel, 2x miles on all other purchases; Transfer miles to JetBlue TrueBlue program. | Travelers seeking flexible rewards and the option to transfer miles to JetBlue and other travel partners. |
Detailed Explanations
JetBlue Card: This card is a great entry-level option for those who occasionally fly JetBlue. It offers a solid earning rate on JetBlue purchases and everyday spending categories like restaurants and grocery stores. The absence of an annual fee makes it an accessible choice for budget-conscious travelers.
JetBlue Plus Card: The JetBlue Plus Card is a step up from the base card, offering significantly higher earning rates on JetBlue purchases and valuable benefits like a free checked bag and an annual bonus of 5,000 points after your account anniversary. The 10% points redemption bonus means that when you redeem your points for a JetBlue flight, you'll get 10% of those points back. This card is ideal for frequent JetBlue flyers who can take advantage of its perks to offset the annual fee. It also provides a path toward Mosaic status qualification based on spending.
JetBlue Business Card: Designed for business owners, this card offers the same benefits as the JetBlue Plus Card, but with a focus on business-related spending. The 2X points on office supply stores can be valuable for businesses that frequently purchase office supplies. Like the JetBlue Plus card, it also offers a path toward Mosaic status qualification based on spending.
The Bilt Rewards Card: This card is unique because it allows you to earn points on rent payments without incurring transaction fees (up to 100,000 points per year). These points can then be transferred to the JetBlue TrueBlue program, providing a way to earn JetBlue points even when you're not flying. In addition to rent, it offers bonus points on dining and travel. The lack of an annual fee makes this card attractive to renters who want to maximize their rewards.
Chase Sapphire Preferred Card: While not a co-branded JetBlue card, the Chase Sapphire Preferred Card offers valuable flexibility through its Chase Ultimate Rewards program. You can earn points on various spending categories and then transfer those points to JetBlue at a 1:1 ratio. This provides a way to earn JetBlue points on everyday spending and travel purchases made outside of JetBlue. This card is a good option for travelers who want access to a broader range of travel partners and benefits.
Chase Sapphire Reserve Card: This is the premium offering from Chase, providing even higher earning rates and travel benefits compared to the Sapphire Preferred. The Sapphire Reserve offers significant rewards on travel and dining, along with perks like airport lounge access and travel credits. Like the Sapphire Preferred, you can transfer points to JetBlue at a 1:1 ratio. This card is best suited for high-spending travelers who can take full advantage of its premium benefits.
American Express Membership Rewards Cards (e.g., Amex Gold, Amex Platinum): American Express offers a range of cards that earn Membership Rewards points, which can be transferred to JetBlue. The Amex Gold Card excels at earning rewards on dining and groceries, while the Amex Platinum Card offers premium travel benefits and access to airport lounges. The transfer ratio varies, so it's important to check the current rate before transferring your points. These cards are suitable for those who want a flexible rewards program and access to a wide range of travel partners and benefits.
Capital One Venture X Rewards Credit Card: This premium card from Capital One offers high earning rates on travel bookings made through Capital One Travel and a solid 2x miles on all other purchases. The key benefit for JetBlue flyers is the ability to transfer Capital One miles to the JetBlue TrueBlue program. The card also offers benefits like airport lounge access and travel credits.
Capital One Venture Rewards Credit Card: The Capital One Venture Rewards Credit Card offers a simpler earning structure, with 2x miles on all purchases. It also allows you to transfer miles to the JetBlue TrueBlue program. This card is a good option for those who want a straightforward rewards program with no complicated bonus categories.
Frequently Asked Questions
Which JetBlue credit card is best for beginners? The JetBlue Card is best for beginners due to its no annual fee and simple rewards structure. It allows you to earn points on JetBlue purchases and everyday spending without a significant upfront cost.
Which JetBlue credit card offers the most benefits? The JetBlue Plus Card and JetBlue Business Card offer the most benefits, including a free checked bag, anniversary bonus points, and a redemption bonus. These are ideal for frequent JetBlue flyers who can maximize these perks.
Can I earn Mosaic status with a JetBlue credit card? Yes, spending on the JetBlue Plus Card and JetBlue Business Card can help you qualify for Mosaic status. Check the current terms for the spending requirements.
Can I transfer points from other credit card programs to JetBlue? Yes, you can transfer points from Chase Ultimate Rewards, American Express Membership Rewards, and Capital One miles to JetBlue TrueBlue. This provides flexibility in earning JetBlue points.
What is the value of a JetBlue TrueBlue point? The value of a JetBlue TrueBlue point varies, but it's generally around 1.3 to 1.5 cents per point. This value can fluctuate depending on the specific flight and redemption.
How do I redeem JetBlue TrueBlue points? You can redeem JetBlue TrueBlue points online through the JetBlue website or by calling JetBlue customer service. You can use your points to book flights, upgrades, and other travel-related expenses.
Do JetBlue credit cards have foreign transaction fees? No, all JetBlue branded credit cards and most of the cards mentioned above that allow point transfers do not charge foreign transaction fees. This is beneficial for international travel.
What is the annual fee for the JetBlue Plus Card? The annual fee for the JetBlue Plus Card is \$99. This fee is offset by the benefits like the free checked bag and anniversary bonus points for frequent flyers.
How do I get a free checked bag with a JetBlue credit card? You can get a free checked bag with the JetBlue Plus Card and JetBlue Business Card when you use your card to purchase your JetBlue flight.
Can I use JetBlue points for hotels or car rentals? While primarily used for flights, JetBlue TrueBlue points can sometimes be used for hotels and car rentals through JetBlue Vacations. Check the JetBlue website for current redemption options.
Conclusion
Choosing the best JetBlue credit card depends on your individual travel habits and spending patterns. The JetBlue Card is a good starting point for occasional flyers, while the JetBlue Plus Card and JetBlue Business Card offer more comprehensive benefits for frequent travelers. Alternatively, cards like the Chase Sapphire Preferred, Chase Sapphire Reserve, American Express Membership Rewards cards, Capital One Venture X Rewards Credit Card, and Capital One Venture Rewards Credit Card provide flexibility and the ability to transfer points to JetBlue and other travel partners. Carefully consider your needs and spending habits to select the card that maximizes your rewards and helps you reach your travel goals.